Basic Capital
The 401(k) with more features, flexibility and support
- Category
- Fintech & Web3
- Launched
- June 29, 2026
- Stage
- Series A
- Pricing
- paid
- Website
- basiccapital.com
Basic Capital is a US FinTech company that offers a modern 401(k) retirement plan for employers and employees. The platform provides an open architecture with over 6,000 investment options, including mutual funds, ETFs, and a built in brokerage window for self directed stock and ETF investing. It also supports asset financing, crypto, and private investments. A key feature is the "Retirement Mortgage," which allows employees to access long term financing within their 401(k) to increase investing power, with no margin calls or personal recourse. The plan includes real time compliance testing, automated contribution optimization (e.g., Mega Backdoor Roth), and a mobile first interface designed for intuitive investing.
Discovered via
- EU-Startups · · Can European startups learn from U.S. storytelling?