Stoa
Turn idle cash into upfront lifestyle perks, not interest.
- Category
- Fintech & Web3
- Launched
- January 1, 2022
- Stage
- pre-seed
- Pricing
- free
- Founder
- Mike Saraswat
- Website
- stoa.money

Stoa is a cash management platform that lets you deposit idle cash into fixed term 'Stoa Pots' and receive upfront lifestyle perks (e.g., Netflix, Amazon, Waitrose gift cards) instead of traditional interest. Your deposit is held securely with Griffin Bank, a UK regulated bank, and is FSCS protected up to £120,000. The perks are funded through Stoa's algorithm that creates value from banking and merchant partnerships, with no hidden fees.
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